Australia

Credit Analyst – Vendor Finance job with DLL Group

Our organisation

DLL is not your average financial services company. In fact, we are above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th.

We collaborate with manufacturers, suppliers, and businesses in more than 30 countries to enable the acquisition of equipment, technology and software that companies need to contribute meaningfully to their communities. We believe in partnering with our customers to develop innovative and sustainable financial solutions that deliver meaningful value to the world.

At DLL, we are committed to making sure that all people, regardless of their race, ethnicity, gender, sexual orientation, age, religion, physical characteristics, or mental abilities, feel welcomed and encouraged to be their authentic selves. We strive to create an inclusive environment that is reflective of the communities in which we operate. Come see what all the excitement is about!

Your function:

As a Credit Analyst, you will be responsible for analysing the risk level of customer/ vendor credit applications and contributing to their approval, in order to support the business in achieving their expected risk loss targets.

  • Liaises with all back office functionalities, sales/account management, credit/risk management, legal and asset management, together with relevant third parties.
  • Collect customer/vendor information utilizing applicable systems and procedures and assess completeness and topicality of information.
  • Analyse risk (financial, asset, market, security, legal and contractual), review and re-rate customers/end users, local vendors or local dealers.
  • Write credit application reports, decide on end-user credit applications and local vendor/ dealer agreements within given authority level, make sound recommendations and present applications to higher Credit decisioning authorities including local and global Credit Committees.
  • Advise, prepare and participate in local Credit Committee on decision making regarding end-user credit applications and local vendor/dealer agreements within given authorization level.
  • Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved.
  • Contribute to the development of local credit and risk management policies, regulations and guidelines.
  • Provide information, support, training and align front – and back-office parties on credit and risk management policies, processes and issues.

Your profile:

  • The key to success in this role is your ability to analyse the risks and rewards in Vendor, Dealer and Customer relationships, and effectively communicate those risks and rewards in a well-written, professional Credit Application.
  • At least three years of relevant experience and a higher vocations level of thinking.
  • Degree or studies in accounting, finance, commerce or related field.
  • Advanced financial Analysis skills.
  • Understanding of Vendor-based and Dealer-based asset finance partnerships, including both strategic commercial objectives and risk management principles.
  • Understanding of documentation, security, and legal processes, including expert level of PPSR understanding and application.
  • Strong ability to effectively communicate with internal and external customers.
  • Excellent comprehension, written and verbal communication skills.
  • Ability to organise and prioritise work to assist the Credit team in meeting its objectives.
  • Ability to manage multiple tasks and deadlines.
  • Flexibility – Ability to remain focused despite changing priorities.
  • Ability to handle high work volumes and respond to requests on a timely basis.
  • Consultative approach to working with all stakeholders – team player.
  • Ability to negotiate and solve problems to respond to internal and external customer requests promptly and correctly.
  • Strong ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives.
  • Creative problem solver with an adaptive approach.
  • A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment.

Ready to work for a company that is Partnering for a Better World!

We offer:

At DLL, we are many things. We are team members. Family members. Community members. We are members of society. Members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents, and interests. We come from different backgrounds, cultures, nationalities, and histories. But for all of our differences, we share one thing in common: Each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. We span more than 30 different countries and represent over 40 different nationalities across the globe. Our unique culture is rooted in higher collaboration, less hierarchy and an honest directness that enables us to integrate, ideate and innovate across country lines. Many companies say they are European, North American, South American, Asian, or Australian. At DLL, we are all these places and more. We are a cross cultural collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

  • Two working days per year volunteering for a local charity
  • Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
  • Flexible hours with possibility to work from home
  • Career development opportunities: online learning, member development programs.

Choose wellbeing

DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows:

  • Connection – Build meaningful connections with other members
  • Health – Manage mental, emotional, and physical health
  • Finance – Provide learning opportunities to help members achieve personal financial health
  • Lifestyle – Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL!

Interested?

  • The selection process may involve an assessment
  • Applications via email will not be reviewed. Please apply online via our career website
  • DLL’s referral program applies
  • The position will close as soon as we find a suitable candidate
  • For more information, you can contact Jordan Horn, HR Coordinator via Jordan.horn@dllgroup.com

For further information, and to apply, please visit our website via the “Apply” button below.

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